Financial Wellness

Investing for Beginners (March 29)

Wednesday, March 29, 2023 | 6:00pm-7:30pm

If you are not quite sure what distinguishes a bond from a stock, or a mutual fund from an ETF, or a 403(b) from a Roth IRA, then this class might be for you. Complicated terminology may hide concepts you are ready to grasp. Jorgen Vik will lead a discussion where truly no question is too basic. The goal is for participants to start learning about investing, and gain confidence they can continue to learn and get a handle on how to manage their own finances.

Please register below.

This session is an encore of the March 23  10:00 am program.

Open to all.

Location: The Center

Mastering Medicare with Margo

Thursday, April 6, 2023 | 1:00pm-2:00pm

First Thursday of each month, 1:00-2:00 pm

Join Margo Kreider, a trusted Health Insurance Consultant and Broker, as she discusses health care costs, the moving parts of Medicare, enrollment, and more. Walk away from this one-hour seminar with the tools to make informed healthcare coverage decisions. Seminars will be held the first Thursday of each month.

1. Discuss healthcare costs and moving parts of Medicare

2. Enrollment rules, gaps, and review periods

3. Explores other variables to consider when forming your healthcare plan, like income IRMAA, HSA funding and Donut Hole exposure. 

Free and open to all. 

Brief Bio on Lecturer:

With a background in law and over 13 years of Medicare market consulting, Margo Steinlage Krieder, is president of a third generation Medicare health insurance agency. Steinlage insurance maneuvers the Medicare market and helps clients with every aspect of the Medicare enrollment process. 

Members only.

Location: The Center

Money and You

Tuesday, April 11, 2023 | 10:00am-11:30am

*Jorgen Vik, CFP®, is a CERTIFIED FINANCIAL PLANNER Professional™ and partner of the SKV Group, LLC, a Charlottesville based wealth management company. Jorgen has worked in the financial services industry since 2001. Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. SKV Group is a separate entity from WFAFN.

Open to all.

Location: The Center

Preparing for the Death of a Partner (April 12)

Wednesday, April 12, 2023 | 2:00pm-3:30pm

This program will be repeated on April 18, 6:00-7:30 pm

Wondering how you might be able to best prepare for your partner's passing--or help your partner plan for yours? Maybe your partner has already passed, and you're not sure where to go, or next steps to take. This presentation will focus on some of the things you can do to prepare in advance and some steps you can take once your partner has passed including:
•    Planning for the emotional impact and effects of grief
•    Creating a record in advance of all assets and who to contact for settlement
•    Identifying resource persons in advance 

Kirsten Ashbaugh, CFP® is a financial advisor and CERTIFIED FINANCIAL PLANNER™ professional. She works with individuals, couples, and families of all ages to optimize and plan for their ideal financial outcomes to live the lives most meaningful to them. Coming from a career in intelligence and national security, she carefully considers what information is most critical to the decision-making process and effective ways to convey that information to her clients. She is particularly interested in how our emotions and behaviors affect how we view our finances and ways to harness those behaviors towards achieving our financial goals.

Open to all.

Location: The Center

Medicare 101 Evening

Wednesday, April 12, 2023 | 6:00pm-7:00pm

Wednesday, April 12, 6:00–7:00 pm with Sharon Accardo

Free and open to all; registration encouraged.

Medicare can be so confusing!  Sharon Accardo, Senior Markets Advisor offers complimentary education, support and guidance throughout your Medicare journey.  Come learn the basics of Medicare, when you should join Medicare and what secondary coverages are available. Can't make it to a meeting, please call for a personal consult at 540.613.8817.

Register below.

Open to all.

Location: The Center

Preparing for the Death of a Partner (April 18)

Tuesday, April 18, 2023 | 6:00pm-7:30pm

This is an encore of the April 12 program.

Wondering how you might be able to best prepare for your partner's passing--or help your partner plan for yours? Maybe your partner has already passed, and you're not sure where to go, or next steps to take. This presentation will focus on some of the things you can do to prepare in advance and some steps you can take once your partner has passed including:
•    Planning for the emotional impact and effects of grief
•    Creating a record in advance of all assets and who to contact for settlement
•    Identifying resource persons in advance 

Kirsten Ashbaugh, CFP® is a financial advisor and CERTIFIED FINANCIAL PLANNER™ professional. She works with individuals, couples, and families of all ages to optimize and plan for their ideal financial outcomes to live the lives most meaningful to them. Coming from a career in intelligence and national security, she carefully considers what information is most critical to the decision-making process and effective ways to convey that information to her clients. She is particularly interested in how our emotions and behaviors affect how we view our finances and ways to harness those behaviors towards achieving our financial goals.

Open to all.

Location: The Center

Mastering Medicare with Margo - Evenings

Wednesday, April 19, 2023 | 6:00pm-7:00pm

Wednesday, 6-7pm

Join Margo Kreider, a trusted Health Insurance Consultant and Broker, as she discusses health care costs, the moving parts of Medicare, enrollment, and more. Walk away from this one-hour seminar with the tools to make informed healthcare coverage decisions. Evening seminars will be held every Third Wednesday of each month.

1. Discuss healthcare costs and moving parts of Medicare

2. Enrollment rules, gaps, and review periods

3. Explores other variables to consider when forming your healthcare plan, like income IRMAA, HSA funding and Donut Hole exposure. 

Free and open to all. 

Brief Bio on Lecturer:

With a background in law and over 13 years of Medicare market consulting, Margo Steinlage Krieder, is president of a third generation Medicare health insurance agency. Steinlage insurance maneuvers the Medicare market and helps clients with every aspect of the Medicare enrollment process. 

Open to all.

Location: The Center

Four Bucket Retirement Income

Thursday, April 20, 2023 | 6:30pm-7:30pm

Four Bucket Retirement Income

April 20, 6:30-7:30pm

Ethan Lohr, a Certified Financial Planner, will discuss how to generate income in retirement, how to reduce investment risk on retirement income, and how to create tax-free assets in retirement. Free and Open to All.

Open to all.

Location: The Center

The Family Love Letter

Wednesday, May 17, 2023 | 6:00pm-7:00pm

The Family Love Letter seminar is designed to foster sensitive conversations with your family about preserving, protecting, and transferring the legacy you will one day leave behind. Crafting your own personalized Family Love Letter will help you make thoughtful choices and feel prepared while preventing rash decisions and mistakes during a time of grief and confusion. Please join us for a discussion on how to give this gift to your family. Pre-registration is required in order to have materials for all participants. Free and open to all. 

Instructors Bio:

Karen Drancik, Senior Vice President with Neuberger Berman presents The Family Love Letter. The ArkWise Wealth team will be present to answer questions. ArkWise Wealth, a Private Wealth Advisory Practice of Ameriprise Financial offers educational events to help members of our community make wise financial decisions.

Open to all.

Location: The Center

Should You Consider a Reverse Mortgage?

Wednesday, May 24, 2023 | 11:00am-12:00pm

In this session, you will gain an understanding of what protections and benefits are in a new Reverse Mortgage. A Reverse Mortgage can help provide security for you in a time of financial instability. Join Karren Tyler with Waterstone Mortgage.

Open to all.

Location: The Center